Evergreen Law Center, P.C. (“Evergreen”) assists individuals in Southern California (Los Angeles, Orange County, Riverside, and San Diego County) with filing for bankruptcy and debt relief. Evergreen focuses on Chapter 7 and Chapter 13 bankruptcy, as well as debt settlement. If you are burdened by debt and want to explore debt settlement, filing Chapter 7 bankruptcy or Chapter 13 bankruptcy, can help you.
Filing for bankruptcy is not a negative reflection on you as a person. Perhaps you owe more on your home than what it is worth and you are struggling to make the payments. Perhaps you are going through a life changing experience such as a serious illness, loss of employment, divorce or death in the family. You do not have to go on living with the constant calls from the creditors or mounting debts. Evergreen will use the bankruptcy laws that allow people who are overwhelmed by debt to get a fresh start.
The sweeping changes to the laws in 2005 made filing bankruptcy more complex, and often inaccessible to most people, particularly those with low incomes. Attorney’s fees increased due to the added complexity of bankruptcy cases; court fees have gone up; there are new credit counseling and debtor education requirements that cost money.
However, consider this when contemplating bankruptcy. If you have $50,000 in unsecured debt (such as credit cards and medical bills) at about 20 percent interest, the cost of the interest alone is $10,000 per year. For less than the cost of 4 months of interest payments, you can pay for a Chapter 7 bankruptcy and release the debt.
We are based in Southern California law office that takes pride in assisting individuals and families in Los Angeles, Riverside, Orange County and the surrounding Southern California Area.
We are an Orange County law firm that offers a free consultation because it provides an opportunity for the prospective client to meet us, see if they like us, and to figure out if bankruptcy is right for them. The goal of the consultation is to educate the client about the process, analyze their financial situation and give them a firm quote if they choose to move forward.
Call us at (714) 727-8000 to schedule a free consultation
or drop us an email at email@example.com.